The program "Agrocommerce"

 

Characteristics of terms of credit

Credit terms

Sales chanel

Direct borrowers

CP

MFO, STB

Target group

 

WCF

Crediting of CPs / MFOs / STBs for subsequent financing of final borrowers for WCF.

Credit line / credit term

up to 48 months

Interest rate

19% per annum (AEIR- from 19% per annum)

15% per annum (AEIR - from 15% per annum) * (for final borrowers - not more than 19% per annum)

15% per annum (AEIR - from 15% per annum) (for loans to final borrowers of MFOs / STB - margin not more than 4%)

The grace period for the repayment of PD and remuneration

12 months

Currency

tenge

Amount

from 1 000 000 tenge to 25% of the Corporation's own capital

from 1,000,000 tenge to 25% of the Corporation's equity capital (no more than the amount of the risk limit for MFIs / STBs established by the decision of the AB)

Collateral

According to the Collateral Policy.

1.      According to the Collateral Policy.

2.      With the financing of STB, collateral is not required, within the limit set by the decision of the AB.

 

  

Methods of rating credit partnership

 

 

Letter from the Kazakhstan Association of Appraisers 

Letter from the Chamber of professional appraisers in the north-Kazakhstan region

 

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