The program "Agroexport"

 

Characteristics of terms of credit

Credit terms

Sales chanel

Direct borrowers

CP**

STB, LC**

Target group

Lending to projects with export potential

Crediting of CP / STB / LC for the subsequent financing of projects with export potential потенциал

Credit line / credit term

-        FA, including modernization of facilities; Construction and installation works, including reconstruction - up to 120 months;

-        WCF - up to 48 months;

-         when refinancing loan debt is determined within the credit terms for the intended purpose.

Currency

Tenge

Amount

from 50,000,000 tenge to 25% of the Corporation's own capital (for STB / LC, no more than the amount of the risk limit on the STB / LC established by the decision of the AB)

Interest rate

FA, including modernization of facilities; Construction and installation work, including reconstruction; refinancing of loan debts:

 8% per annum (AEIR - from 8% per annum)

4% per annum (AEIR - from 4% per annum) (for loans to final borrowers CP / STB / LC - margin not more than 4%)

WCF:

11.28% per annum (AEIR - from 11.28% per annum)

7.28% per annum (AEIR - from 7.28% per annum) (for loans to final borrowers of STB / LC - the margin is not more than 4%)

The grace period for the repayment of PD and remuneration

-        for gardens - up to 36 months;

-        in other areas - up to 24 months

Collateral

According to the Collateral Policy.

 

1. According to the Collateral Policy.

2. With the financing of STB, collateral is not required, within the limits set by the decision of the UO.

3. Financing of the LC:

-  without collateral - if there is a rating from international rating agencies ¬ not lower than "B-" on the scale of S & P Global and / or Fitch Ratings and / or below B3 on the scale of Moody`s Investors Servis;

-  under the guarantee of STB with a rating from international rating agencies ¬ not lower than "B-" on the scale of S & P Global and / or Fitch Ratings and / or below B3 on the scale of Moody`s Investors Servis

**Financing of CP and LC is possible after making changes to the Financial and Economic Substantiation of the 262-program "Crediting of the Joint-Stock Company" Agrarian Credit Corporation "for carrying out measures to support the subjects of the agro-industrial complex"

 

The program for lending investment directions at the expense of funds borrowed from the National Bank of the Republic of Kazakhstan.k Company" Agrarian Credit Corporation "for carrying out measures to support the subjects of the agro-industrial complex"

Characteristics of terms of credit

Credit terms

Sales chanel

Direct borrowers

Target group

 

Financing for priority investment directions in accordance with Appendix No1 of the Regulations and requirements for the Product Programs of "Agrarian Credit Corporation" JSC:

- FA, including modernization of facilities; Construction and installation work, including reconstruction;

-  WCF.

Credit line / credit term

According to the Appendix № 1 of the Norms and Requirements for the Product Programs of "Agrarian Credit Corporation" JSC:

- FA, including modernization of facilities; Construction and installation, including reconstruction - up to 144 months;

-     WCF - up to 60 months.

Interest rate

5.5% per annum (AEIR - from 5.5% per annum)

Currency

tenge

Amount

from 50,000,000 tenge to 25% of the Corporation's own capital

The grace period for the repayment of PD

According to the Appendix № 1 of the Norms and Requirements for the Product Programs of "Agrarian Credit Corporation" JSC:

- FA, including modernization of facilities; Construction and installation, including reconstruction - up to 36 months;

-     WCF - up to 12 months.

Collateral

According to the Collateral Policy.