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The «Kolkanat» program
Characteristics of terms of credit | Terms of credit |
Target group | STB, leasing companies, microfinance organization |
Aim of the program | Lending to STB and leasing companies, microfinance organization for subsequent financing of agro-industrial complex |
Currency of the loan: | Tenge |
Loan amount | For STB / leasing companies / microfinance organizations - up to 25% of the Corporation's own capital, but no more than the amount of the risk limit for the STB / leasing company / microfinance organization established by the decision of the Corporation's Authorized body. |
Loan / credit line term | Up to 96 months |
Interest rate from own funds and borrowed funds | 11% per annum (AERR - from 11% per annum) |
Repayment grace period of PD and fee: | - gardens – up to 36 months; - other directions - up to 24 months |
Collateral | 1) STB - without collateral, within the limit established by the decision of the Authorized Body; 2) leasing companies - without collateral, if there is a rating from international rating agencies not lower than "B-" on the scale of S & P Global and / or Fitch Ratings and / or at least B3 on the scale of Moody's Investors Servis or a guarantee STBs with a rating from international rating agencies not lower than "B-" on the scale of S & P Global and / or Fitch Ratings and / or not lower than B3 on the scale of Moody's Investors Servis or according to the Collateral Policy; 3) microfinance organizations - a guarantee of STBs rated at least "B-" on the S & P Global scale and / or Fitch Ratings and / or no lower than "B3" on the scale of Moody's Investors Service or according to the Collateral Policy. |
Letter from the Kazakhstan Association of Appraisers
Letter from the Chamber of professional appraisers in the north-Kazakhstan region