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THE "KULAN" PROGRAM
Characteristics of terms of refinancing | Terms of refinancing |
Target group: | Legal entities (including ACC) and individuals (Peasant Agriculture, Farming Enterprise, Individual Entrepreneur), CU
|
Aim of the program: | For legal entities and individuals: - Purchase of breeding stock horses and breeding stud horses; - Purchase and repair of fixed assets, financing of working capital For CU: - Financing CU for further crediting of the members of CU for purchase of breeding stock horses and breeding stud horses. |
Currency of the loan:
| Tenge
|
Amount | - For borrowers (except CU) - from 1 000 000 tenge up to 25% of the equity capital of the Corporation; - For CU – From 1 000 000 tenge up to 25% of the equity capital of the Corporation. |
Credit / credit line term | Up to 120 months |
Interest rate | - for borrowers (except CU) – 15 % per annum (annual effective rate of return 15 % per annum); - for CU – 9,5% per annum (annual effective rate of return 9,5 % per annum);) |
Repayment grace period of Principal Debt:
| - Purchase of breeding stock horses and breeding stud horses, the purchase and repair of fixed assets – up to 36 months since the issue of each trance; - Financing of working capital – up to 12 months since the issue of each trance; |
Repayment grace period of fee:
| up to 12 months since the issue of each trance |
Collateral | In accordance with the Collateral policy |
Letter from the Kazakhstan Association of Appraisers
Letter from the Chamber of professional appraisers in the north-Kazakhstan region