Lending programs
- CATTLE BREEDING
- PLANT GROWING
- SPECIAL TECHNIC
- NON AGRICULTURAL TYPES OF BUSINESS
- SPRING FIELD WORK
- REFINING
- RURAL CONSUMER COOPERATIVES
-
LENDING SECOND-TIER BANKS
- OTHER
The program "Agroexport"
Characteristics of terms of credit | Credit terms | ||
Sales chanel | Direct borrowers | CP** | STB, LC** |
Target group | Lending to projects with export potential | Crediting of CP / STB / LC for the subsequent financing of projects with export potential потенциал | |
Credit line / credit term | - FA, including modernization of facilities; Construction and installation works, including reconstruction - up to 120 months; - WCF - up to 48 months; - when refinancing loan debt is determined within the credit terms for the intended purpose. | ||
Currency | Tenge | ||
Amount | from 50,000,000 tenge to 25% of the Corporation's own capital (for STB / LC, no more than the amount of the risk limit on the STB / LC established by the decision of the AB) | ||
Interest rate | FA, including modernization of facilities; Construction and installation work, including reconstruction; refinancing of loan debts: | ||
8% per annum (AEIR - from 8% per annum) | 4% per annum (AEIR - from 4% per annum) (for loans to final borrowers CP / STB / LC - margin not more than 4%) | ||
WCF: | |||
11.28% per annum (AEIR - from 11.28% per annum) | 7.28% per annum (AEIR - from 7.28% per annum) (for loans to final borrowers of STB / LC - the margin is not more than 4%) | ||
The grace period for the repayment of PD and remuneration | - for gardens - up to 36 months; - in other areas - up to 24 months | ||
Collateral | According to the Collateral Policy.
| 1. According to the Collateral Policy. 2. With the financing of STB, collateral is not required, within the limits set by the decision of the UO. 3. Financing of the LC: - without collateral - if there is a rating from international rating agencies ¬ not lower than "B-" on the scale of S & P Global and / or Fitch Ratings and / or below B3 on the scale of Moody`s Investors Servis; - under the guarantee of STB with a rating from international rating agencies ¬ not lower than "B-" on the scale of S & P Global and / or Fitch Ratings and / or below B3 on the scale of Moody`s Investors Servis |
**Financing of CP and LC is possible after making changes to the Financial and Economic Substantiation of the 262-program "Crediting of the Joint-Stock Company" Agrarian Credit Corporation "for carrying out measures to support the subjects of the agro-industrial complex"
Letter from the Kazakhstan Association of Appraisers
Letter from the Chamber of professional appraisers in the north-Kazakhstan region