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Lending program «Birlik»

Financing conditions parameters

Financing conditions

Source

The funds of the program "Productive employment", the funds of the program "Employment road map 2020", OF

Target group

legal entities, PF, FE, IE

Purpose of the program

Establishment and development of milk reception stations

Targeted purpose of the loan

  1. Acquisition of machinery and / or equipment for milk reception points subject to subsidy under the subsidy rules for the reimbursement of part of the costs incurred by the agro-industrial complex subject to investment;
  2. replenishment of working capital in the total amount of not more than 30% of the loan amount

Amount

up to 8,000 MCIs

Term of the credit / line of credit

- no more than 78 (seventy eight) months;

- to replenish working capital - no more than 24 (twenty four) months

Interest rate

- 6.0% per annum, the annual effective interest rate is not more than 6.7% per annum

Grace period for the repayment of ML

- no more than 24 (twenty four) months for the purchase of equipment and / or equipment;

- no more than 6 (six) months to replenish working capital

Grace period for the redemption of remuneration

- no more than 12 (twelve) months for the purchase of equipment and / or equipment;

- no more than 6 (six) months to replenish working capital

Periodicity of ML repayment

Monthly / quarterly / 1 (one) semi-annually, with the possibility of partial / full early repayment

Periodicity of repayment of remuneration

Monthly / quarterly / 1 (once) semi-annually, with the possibility of paying off the accrued interest during the term of financing for the actually used period

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule

Provision

According to Collateral policy of the company