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Lending program «Eginzhay»

Lending conditions parameters

Lending conditions


The funds of the program "Productive employment"

Own funds

Target group

According to the program "Productive employment"

legal entities, individuals, PF, F, IE

Purpose of the program

Crediting of agro-industrial complex subjects for replenishment of circulating assets, for carrying out spring-field and harvesting works

Special purpose

Replenishment of working capital for conducting SF and HW


up to 6 million (six million) tenge

The term of the credit line

- no more than 36 (thirty six) months 

Term of the tranche

- no more than 12 (twelve) months

Interest rate

- no more than 6.0% per annum

- 6% per annum, the annual effective interest rate is no more than 6.7% per annum

Grace period for the repayment of ML and remuneration

-no more than 12 (twelve) months

Periodicity of repayment of ML and remuneration

- at the end of the term or 2 times during the tranche period with the possibility of partial / full early repayment during the crediting period;

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule


According to Collateral policy of the company