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Lending program "Igylik"

Lending conditions parameters

Lending conditions

Source

The funds of the program "Productive employment and mass entrepreneurship"

Own funds

Target group

according to the program "Productive employment"

legal entities, individuals, PF, F, IE

Purpose of the program

Increase in the number of cattle, small cattle, horses, other farm animals, birds and breeding of honey bees

Special purpose

- Acquisition of cattle, cattle, horses, other farm animals, birds and honey bees for the purpose of breeding, reproduction (increasing the number of livestock) and obtaining agricultural products;

-     Purchase of feed

Amount

up to 6 million (six million) tenge

The term of the credit line/loan

- no more than 78 (seventy eight) months; 

Interest rate

- no more than 6.0% per annum

- 6% per annum, the annual effective interest rate is no more than 6.7% per annum

The grace period for the repayment of ML

no more than one third of the crediting period

Grace period for the redemption of remuneration

 

no more than 9 (nine) months

Periodicity of ML repayment

Monthly / quarterly / 1 (one) semi-annually / 1 (one) once a year, with the possibility of partial / full early repayment within the crediting period

Periodicity of repayment of remuneration

Monthly / quarterly / 1 (one) semi-annually, with the possibility of paying off the accrued interest during the crediting period for the actually used period

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule

Provision

According to Collateral policy of the company


TYPICAL BUSINESS PLANS

Business plan of a milk receiving center for 2 tons

Business plan for a small feedlot for 20 animals

Business plan of a mini-greenhouse

Business plan of the slaughterhouse

Financial model for the business plan of the slaughterhouse

Financial model to the business plan of a small feeding ground for 20 animals

Financial model for the business plan of a milk receiving center for 2 tons

Financial model for a mini-greenhouse