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Lending program "Igylik"

Lending conditions parameters

Lending conditions


The funds of the program "Productive employment", the funds of the program "Employment road map 2020"

Target group


Purpose of the program

Livestock development

Targeted purpose

- Acquisition of cattle, small cattle, horses, camels, other farm animals, birds and honey bees;

-     purchase of fodder in the amount of not more than 20% of the loan amount


up to 4 000 000 (four million) tenge

The term of the credit line/loan

- no more than 78 (seventy eight) months; 

Interest rate

- 6% per annum, the annual effective interest rate is no more than 6.7% per annum

The grace period for the repayment of ML

no more than one third of the crediting period

Grace period for the redemption of remuneration


no more than 9 (nine) months

Periodicity of ML repayment

Monthly / quarterly / once a semi-annually / once a year, with the possibility of partial / full early repayment within the crediting period

Periodicity of repayment of remuneration

Monthly / quarterly / once a semi-annually, with the possibility of paying off the accrued interest during the crediting period for the actually used period

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule


According to Collateral policy of the company