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Information on the program «Yrys»

Financing conditions parameters

Financing conditions

Source

Own funds, the funds raised in the share capital

Purpose of the program

Creation and expansion of dairy farms

Target group

individuals, PF, F, IE, legal entities

legal entities, PF, F, IE

Number of livestock

20 heads of cattle

From 21 to 49 (inclusive) heads of cattle

From 50 to 100 (inclusive) heads of cattle

Special purpose

1) acquisition of a non-native stockbreeding stock;

2) Replenishment of working capital in the amount of not more than 15 (fifteen)% of the loan / credit line for the purchase of feed;

3) purchase of equipment:

- for borrowers acquiring up to 20 heads of cattle (inclusive) purchase of milking equipment in the amount of not more than 5 (five)% of the loan amount / credit line;

- for borrowers purchasing from 21 heads of cattle (inclusive) the purchase of equipment in the amount of not more than 20 (twenty)% of the loan / credit line

1) acquisition of a breeding stock of cattle in the dairy direction of productivity;

2) purchase of necessary agricultural machinery and equipment for dairy farms subject to subsidy according to the subsidy rules for reimbursement of a part of expenses incurred by a subject of the agro-industrial complex with investment investments;

3) replenishment of working capital in the amount of not more than 15 (fifteen)% of the loan / credit line amount

Amount

6,000,000 (six million) tenge

13,000,000

(Thirteen million) tenge

Up to 85 000 000

(Eighty five million) tenge

Term of the loan / line of credit

- up to 84 (eighty-four) months;

- up to 36 (thirty six) months for replenishment of working capital

- up to 120 (one hundred and twenty) months;

- up to 36 (thirty six) months for replenishment of working capital

Interest rate

6,0% per annum,

Annual effective interest rate is no more than 6.7% per annum;

Grace period for the repayment of ML

- no more than 24 (twenty four) months;

- no more than 12 (twelve) months for a working capital loan / credit line

Grace period for the redemption of remuneration

- no more than 12 (twelve) months;

- no more than 6 (six) months for a loan / credit line for replenishment of working capital

Periodicity of ML repayment

Monthly / quarterly / 1 (one) semi-annually, with the possibility of partial / full early repayment

Periodicity of repayment of remuneration

Monthly / quarterly / 1 (once) semi-annually, with the possibility of paying off the accrued interest during the term of financing for the actually used period

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule

Provision

According to Collateral policy of the company

 

TYPICAL BUSINESS PLANS

Business plan of a milk receiving center for 2 tons

Business plan for a small feedlot for 20 animals

Business plan of a mini-greenhouse

Business plan of the slaughterhouse

Financial model for the business plan of the slaughterhouse

Financial model to the business plan of a small feeding ground for 20 animals

Financial model for the business plan of a milk receiving center for 2 tons

Financial model for a mini-greenhouse