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Microlending program "Eco-Damu"

Lending conditions parameters

Lending conditions

Purpose of the program

Development of alternative types of activities and introduction of sustainable environmentally friendly methods of agriculture, forestry, fisheries and hunting

Target group

Individuals and legal entities, peasant and private farms, individual entrepreneurs

Special purpose

Lending in the project (rural) territories adjacent to the PAs, by proposing the replacement of unsustainable economic activities with alternative activities

Source of lending

Own funds, borrowed funds

The minimum loan amount per one Borrower

100 monthly calculation indicators

The maximum loan amount per one Borrower

Up to 3100 monthly calculated indicators.

Perhaps the financing of previously financed borrowers to 5,400 monthly calculation indicators

Interest rate

4% per annum, the annual effective interest rate is not more than 4.4% per annum

Maximum lending period

No more than 54 (fifty four) months

Periodicity of ML repayment

Monthly / quarterly / 1 (once) semi-annually, 1 (once) once a year, with the possibility of partial / full early repayment during the crediting period

Periodicity of repayment of remuneration

Monthly / quarterly / 1 (one) semi-annually, with the possibility of paying off the accrued interest during the crediting period for the actually used period

Grace period for repayment of ML and remuneration

No more than one third of the lending period

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule

Provision

According to Collateral policy of the company