Lending program "Kasipker"

Lending conditions parameters

Lending conditions

Source

The funds of the program "Productive employment", the funds of the program "Employment road map 2020"

CAF, OF

Target group

IE, PF, FE, APC

legal entities, individuals, PF, FE, IE

Purpose of the program

Entrepreneurship development

Targeted purpose

Organization and expansion of non-agricultural and agricultural businesses (with the exception of the special-purpose assignments provided by the programs "Игілік", "Береке", "Егiнжай", "Ынтымақ".

Organization and expansion of non-agricultural and agricultural businesses

Amount

up to 6 million (six million) tenge

Up to 8,000 MCIs

Purpose of the program

Development of entrepreneurial activity with regard to anchor cooperation

Targeted purpose

Acquisition of machinery and / or equipment

Organization and expansion of non-agricultural and agricultural businesses

Amount

Up to  10 000 000 (ten million) tenge

Up to 8,000 MCIs

Credit line/credit period

- no more than 60 (sixty) months;

 

- to replenish working capital - no more than 36 (thirty six) months

- no more than 60 (sixty) months;

 

- to replenish working capital - no more than 36 (thirty six) months

Interest rate

- 6% per annum, the annual effective interest rate is no more than 6.7% per annum

16% per annum, the annual effective interest rate is not more than 17.5% per annum

Grace period for the repayment of ML

not more than 12 (twelve) months 

Grace period for remuneration

no more than 6 (six) months

Periodicity of ML repayment

- monthly / quarterly / 1 (one) once in six months, with the possibility of partial / full early repayment during the crediting period;

Periodicity of repayment of remuneration

- Monthly / quarterly, with the possibility of paying off the accrued interest during the crediting period for the actually used period

Repayment method

Annuity (with maturity equal payments) / differentiated (with repayment of principal debt in equal shares) / provision of flexible schedule

Provision

According to Collateral policy of the company